financing
Flexible Financing for Auto Repairs & Services in Reno, NV
We know that unexpected auto repairs can put a strain on your budget. That’s why Southgate Automotive in Reno, NV, we offer flexible financing options to help you take care of your vehicle without delay.
Whether it’s brake repair, engine diagnostics, routine maintenance, our goal is to make sure cost doesn’t get in the way of your safety or reliability on the road. We work with reputable financing providers to bring you convenient payment plans.
Don’t let financial stress keep you from staying safe and road-ready. Ask our friendly team about our auto repair financing options today —and drive with confidence and peace of mind.
NAPA Credit Card Available at Southgate Automotive
6 and 12 Month Special Financing Available* on purchases of $199 or more made with your NAPA Credit Card at participating locations nationwide.
- 6 Months on purchases of $199 or more
- 12 Months on purchases of $750 or more
Subject to credit approval.
Click here for Warranty details.
NAPA Credit Card Cardholder Benefits
- Accepted at gas stations nationwide**
- Accepted at over 25,000 Synchrony Car Care locations
- Exclusive cardholder discounts
- No annual fee***
- Convenient monthly payments
- Online account management

Already have an account? Click below to access your account online.
*Subject to credit approval. Minimum monthly payments required. See store for details.
**Gas purchases not eligible for promotional financing. Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S. & Puerto Rico
*** For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2
SNAP Finance
Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹
To apply, you’ll need to:
- Be of legal age to enter into a contract
- Have a monthly income of at least $1,000
- Have an active checking account
- Provide a valid email address and smartphone number
- With approvals up to $5,000², don’t wait – get what you need today with Snap!
*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options
¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
²Not all applicants will be approved for $5,000.



